My work environment had changed dramatically. My long-term employer switched from an employee focused company to a shareholder focused one. Along with that corporate change, my desire to retire accelerated, it was a change where I felt the consequences right away but severely underestimated the extent to my health. I bet the entire corporate world has underestimated their actions over the last decade or so.
Sixteen years have passed since my experience, and even now, thoughts still stray to retirement some day, but past naïve thoughts have evolved and I look forward to entirely different things and I am busier than ever. Retirement was not in the cards but a change in attitude certainly was and change in the right direction provides an abundance of satisfying opportunity.
AgingIsMyHobby.com started because of an “aging in place” renovation my wife and I tackled early in 2017. The planning stages date back much further. This is how a simple renovation became a small cog of a big mechanism and became part of an intensive journey of freedom in aging, or aging gracefully as some refer to, and like Freedom 55 but vastly different. My Freedom 55 only meant release from a shareholder based company but became a springboard to a much better life.
Planning is a great mental exercise and dreaming is most rewarding when awake and both great tools against dementia. In the process mistakes will happen and can be costly. We have uncovered several shortcuts, learned from so many mistakes and had fun discovering lots of cost savings. Now is the time to share our experiences with others that might have similar dreams. This is a story of our adventure in home renovations, retirement dreams, hurdles and accomplishments all focused on extended quality of life. We hope you share in this project by adding comments, questions or any other input, then we will all learn and grow and have fun with this as a community.
Needing A Plan
After years of fundraising for children in the Dominican Republic, a Dominican born Canadian friend talked me into visiting the DR to see the five schools we had built. We took a month and rented a car and toured all the nooks and crannies of the DR. I fell in love with the country and after a few return trips I moved with the intention of retiring in a sub tropical location. Paradise! Eventually my wife and I purchased a hilltop villa and planned an extended stay. The plan included selling our Calgary house and using the proceeds to build a smaller one level house in Nova Scotia. A decision had been made. Shortly following Freedom 55 career departure, I set up a 4X8 sheet on top of two Ikea horses. I had a large map of Nova Scotia laid out and began a study of the province in detail. The First thing I did was to research the hospital facilities and mark them on the map with little red sticky circles I found at Staples. Not a lot of circles but I had a comforting layout of where medical assistance could be found across Nova Scotia. I then filled in each circle with the number of beds each facility had. After discovering the provincial hospital board was either closing some smaller hospitals or reducing emergency hours in places like Digby, I took the position that this trend could continue and reduced my selection to only a few hospitals. Each one had a penciled circle showing a one hour driving radius of each hospital. I was feeling smug that I had easily and responsibly reduced my “area to search for suitable housing” to a much smaller area. I liked this method. I then eliminated some that were a bit far from everything, such as Yarmouth and Economy and northern Cape Breton. Now that I was committed to winters in the Caribbean I needed to be close to the international airport. JetBlue was initiating regular flight to the new international airport in the DR. Perfect. The flights also luckily avoided touch downs on American soil that also required border security checks. I had nothing to hide but the attitude of so many of the customs officers was a nice to avoid if possible. All this left and area much smaller than what I had started with. I talked to my sister who lives in Halifax and eliminated a few more areas due to lots of seasonal bugs or more snow or other such obvious (only to the locals) reasons to choose somewhere else to settle. I settled on the south shore and Blomidon areas for reasons I can discuss elsewhere. If you choose a nice spot in say Canning or Margarete’s Bay, the best choices are not so many and quite pricey if a view is added in. We added in an acreage, slightly more remote from health care, but with an incredible view to build on and an affordable price. Now that some responsible choices were made from a Calgary basement location, it was time to pay my sister a visit and actually tour around these retirement locations.
After a local tour, I quickly decided it would be much better to use some local construction trades and build a perfect residence from scratch. I planned to build a large garage and begin to store material I will find at sale prices and make this project quite affordable. I talked to a family of carpenters that also had a lot of heavy equipment suitable for clearing and foundation work and I also talked to a small manufacturer of post and beam woodworking. It was starting to come together. I visited some map stores and a community development office. I learned that it was not allowed to build a garage prior to completing the house. This practically eliminated my potential to save expenses with an on site storage idea. I had brought my first utility trailer load of goods across Canada and now rented a garage to store my “stuff”. I even included some Alberta rocks so I could set up roots in a new garden while not forgetting the past.